Newsletter – February 2015

* Why have share and property prices been rising strongly as interest rates have fallen?
* Research on happiness and the mid life crisis – it’s not just you and it’s not all bad news
* Potential policy changes in the Budget and what you might consider doing to pre-empt them
* Tighter eligibility for the Government Age Pension coming?
* Deeming Rates to be cut from 20 March 2015

Newsletter – January 2015

* Australian Shares – overall 2014 was a lacklustre year
* Interest rates – why so low and how low can they go?
* Term Deposits – new rules make it harder to get early access
* Reversionary Beneficiaries for Pensions – why it matters

Newsletter – December 2014

* Which investment assets should do best in 2015?
* Likely changes to government benefits that will impact baby boomers
* Interest rates – more good news for borrowers but bad news for savers and retirees
* The Financial System (Murray) Inquiry – some key recommendations
* The Financial System (Murray) Inquiry – what it might mean for bank shareholders

Oil & Commodities Market Update

Last week the rapid fall in the oil price globally continued with the Brent oil price benchmark falling 7% after the OPEC meeting and then falling further again over the weekend. The Brent oil price (which is related to North Sea oil) has fallen by close to 40% since...

Newsletter – October 2014

* Travel – observations from my recent overseas holiday
* Recent developments in financial markets that you should be aware of
* Medibank Private float
* Australian interest rates – not going anywhere anytime soon
* How would you like better internet coverage, preferably for free?
* Centrelink deeming of account-based pensions from January 2015

Newsletter – September 2014

* Real Estate Investing – it’s not just residential investment property
* Negative Gearing of Residential Investment Property
* Further increase in Super Guarantee Payments delayed 7 years until 2021
* Preservation Age – it’s gradually increasing

Newsletter – August 2014

* My new website – check it out
* Australian housing prices – why so high?
* Shares or Property? Russell Investments- ASX Long Term Investing update
* Term Deposits vs. Shares – the state of play
* Retirees should prepare for deeming of Account Based Pensions

Lifestyle Seminar for Women – 7th August

Pathways to a Great Life: a lifestyle seminar for women. Three stimulating presentations that will give you ideas and insights into designing your future retirement lifestyle with confidence.
Thursday August 7 at Mosman Art Gallery at 6.00pm.

SMSF Newsletter – June 2014

* New ATO penalties (Fines) for SMSF
* Contribution Caps
* Division 293 Tax for high income earners
* SMSF Supervisory Levy for 2013-14
* Annual return due date for 2013-14
* ATO Educational Videos

Newsletter – April 2014

2014 Federal Budget There is considerable speculation about a whole range of harsh measures being announced in the Federal Budget, to be announced on Tuesday 13 May. I will be issuing a Budget Newsletter the next day summarising key measures that may impact you....

SMSF Newsletter – Easter 2014

Tax on pension earnings – not proceeding On 6 November 2013, the Government announced that they would not be proceeding with the tax on pension earnings announced by the former Labor Government on 5April 2013. If implemented this measure, subject to certain...

Newsletter – March 2014

Focus on Women International Women’s Day, which this year was on Saturday 8th of March, celebrated achievements in women’s equality and emancipation worldwide. The day also was used to bring attention to various other important issues impacting women including,...