Newsletter – August 2019

*  Unfortunately, we probably do have a serious Trade War
* It’s a crazy world – Government Bonds at negative interest rates
* Increasing signs of a slowing Global Economy
* What are the European Central Bank (ECB) & the US Fed doing about it?
* Do protests in Hong Kong matter to investors?
* Centrelink Gifting Rules

Newsletter – June 2019

* It is all about Interest Rates!!
* Superannuation contributions before the end of Financial Year: act now!
* Will the higher HEM (Household Expenditure Measure) offset APRA loosening and again reduce borrowing capacity?
* Top Takeaways from Mary Meeker’s Internet Trends Report

Newsletter – May 2019

* A quick summary of what the Federal election means for some key policies
* The Federal election impact on Australian Shares
* The Coalition wins a third term – your superannuation policy update in preparation for the end of the financial year
* Superannuation changes from 1 July 2019
* Australia’s Population Growth remains very high

Newsletter – March 2019

* Economic slowdown worldwide suggests caution is warranted with equities
* Residential versus commercial property
* The factors that drive Residential Property
* Commercial Property
* Federal Budget Update: coming next week

Newsletter – January 2019

* Why has the share market risen since the pre-Christmas decline?
* Payment of the increased tax on Super contributions for high income earners
* Financial Adviser and Financial Planner are now restricted terms
* Social Security (Centrelink) Assessment of the former Home for Aged Care Residents
* Enjoying the New Year at a beautiful property in Victoria

Newsletter – September 2018

* Some Personal Reflections on the Global Financial Crisis
* Does the proposed demerger of Financial Wisdom & Colonial First State impact you?
* Are Royal Commissions significant events for investors?
* Living Independently: A look at in-home care options

Newsletter – August 2018

* What is causing Australian house prices to fall?
* Is there really a trade war developing between the USA & China and does it matter?
* The effective Income tax free thresholds for 2018-19
* Be aware of Centrelink changes if applying for the Age Pension or other benefits
* What if your (Super) Pension account has gone above the Transfer Balance Cap of $1.6m?

Newsletter – July 2018

* Is the rally in US Tech stocks over?
* My Health Records – why I plan to opt out
* Something unusual – US interest rates above Australian rates
* How to find out if the airbag in your car is safe or needs replacing

Newsletter – June 2018

* Australian and US Share markets – strong but vulnerable?
* CBA to demerge some businesses including Financial Wisdom, our licensee
* Having an Adviser increases the likelihood a successful Insurance Claim
*  Funeral Insurance – not a great deal

Newsletter – April 2018

* The Banking & Superannuation Royal Commission
* Do the FANGS suggest the US stock market is turning down?
* Australian Migration Data is interesting
* SMSF – an update on issues that may impact you this financial year